All of a sudden issues with UP Pre-Pay - Thoughts?

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wellington

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May 28, 2025
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Have one of those cards that you can load funds into, been working fine, use it for corporate 'contractors/outsource' pay...

Paypal -> India routinely.
Fiverr -> routine charge.

Off-late, i am getting bombarded with fees (25 cents each time)

POS (In Person Payment Terminal)
  1. Response Code 03 (on-terminal)
    1. Fee of POS Signature Purchase Intl Decline (with currency conversion) Country [XXX] is blocked); xxxxxx
ATM
  1. Fee of ATM Withdrawal International Decline (with currency conversion) (Country [XXX] is blocked; xxxx

Digital POS
  1. Fee for Pre-Auth Transaction-POS Signature Transaction Decline - International (Invalid CVV2/CID/Expiry Date), Fiverr Nicosia CPY
  2. Fee for Pre-Auth Transaction-POS Signature Purchase Decline - (Country [USA] is blocked); Fiverr * New York USA;
  3. Fee for Pre-Auth Transaction-POS Signature Transaction Decline - International (Country [SPG] is blocked); Paypal SGP;
I could go on.

At other times, transactions do go through (POS, ATM, DIGITAL) and i know it isn't an issue with the party on the other end as for example Monday x transaction (pos in person) completes, friday it declines for a new transaction, Paypal works for a year and beginning of month get issues ((first week), fiverr works for years and likewise tonight issue.

Never quite seen anything like it, being a loading card there's no real customer service, mind its a debit (credit/card?) , union rails.

wellington said:
At other times, transactions do go through (POS, ATM, DIGITAL) and i know it isn't an issue with the party on the other end
Click to expand...
On that part, i should make clear, with other product/service providers, just not with Fiverr, Paypal.

Which is a pain in the a*s.

Also note, i think the card now allows digital OTP to email... (new around the beginning of the month) but not getting for any transactions except one...

I also don't believe the card by default has my name on it (physically) but suspect now it does digitally (new provider behind the scenes) and address etc

Last edited: Oct 22, 2023
 
Mind, thats how it started, closed the fiverr account and opened another one, now cards from multiple countries personal/commercial all same issue, both western/eastern rails.

Absolutely weird.

Turns out VPN was on DOH (today)

Last edited: Oct 25, 2023
 
Turns out the issue is the bank itself has been de-banked lol

Please note that our ****** is carrying out maintenance that may affect your ability to use your ****** for POS and ATM payments.

We do not recommend using your ********** card until further notice. Failed payment attempts may incur a ****** failed payment charge.

Please accept our apologies for the inconvenience.


- Maintenance mode, last time this occurred the wait was 6 months, shame because they'd just introduced security OTP via email service.

- Other cards (one expires end of month) other worked eventually (VPN is now a no no).
 
So problem solved once bank is back in normal operation?

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